There are lots of reasons consumers call on Allred Appraisals, LLC.

Thousands of people in Florida buy, sell or refinance their home each month. Many of these transactions have a simple line item for an appraisal. Most lenders still call for a local expert because the stakes are so high, even though there are a growing number of automated home valuation systems that might seem more prudent than an appraisal. But is securing a mortgage the only reason you should get an appraisal? Are there other times when the services of a licensed, independent real estate professional might come in handy? Of course.


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Let Allred Appraisals, LLC. help you challenge your tax assessment in Columbia County

It's possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are determined by a previous assessment of your house, so if prices are less than what they used to be in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Allred Appraisals, LLC. is your best evidence. We're equipped to assist you in appealing your tax assessment.

Let Allred Appraisals, LLC. help you lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, many lenders ask home buyers to buy an added insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

Allred Appraisals, LLC. can produce a statement regarding the value of your home, and the price you paid for the appraisal can usually be regained in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Allred Appraisals, LLC. will help you settle a divorce with less stress

A divorce is often complicated by the challenging decision of who keeps the property, and it can be a very heartbreaking occurrence for both parties. Regardless of the circumstances, it's prudent to order an appraisal from Allred Appraisals, LLC. so both parties are completely aware of the true market value of their house.

The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these matters. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Allred Appraisals, LLC. can help you with relocating to or from Columbia County

We are aware of the headaches involved with an employee relocation. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we recommend relocating employees to provide feedback on the positive attributes of their property, as well as information about any new sales or listings in their area that they want considered.

Sell your home quickly at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.